NPCI Bharat BillPay Limited
(A wholly owned subsidiary of NPCI)

Registred Office: 1001 A, The Capital, B Wing, 1Ot" Floor,

Bandra Kurla Complex, Bandra (E), Mumbai 400 051.
T: +91 22 40009100 F: +91 22 40009101
Email id: bbps@npci.org.in
Website: www.bharatbiIIpay.com
CIN: U6719OMH2O2OPLC351595

Annexure: Biller Fetch MDM API
Introduction
Bharat Bill Payment System (BBPS) has launched new features viz. UPMS and Clickpay and new category viz. B2B
Payments.
Unified Presentment Management System (UPMS) – This will enable the COUs to extend the facility of
registering for recurring payment mandates to customers making bill payments on their platform. Mandates can
be collected for all billers that are enabled on UPMS feature.
Clickpay – Customers will be guided to bill payment screen in the COU App by clicking on a link (URL) sent to
them over SMS, email, WhatsApp etc. Once the customer clicks on the ClickPay link, the information embedded
in the link is read by the COU/AI App and displayed to the customer. Customer reviews the displayed bill details
and thereafter proceed to make the payment, without the need of typing any detail.
B2B Category – Under this category invoice payment would be facilitated in which any seller would be able to
collect receivables from his buyer. For eg. A retailer would be able to make invoice payments to his distributor or
a distributor would be able to make invoice payments to his manufacturer or brand owner. For this category,
BBPS has introduced multiple invoice fetch and payment under a single transaction
Bharat Bill Payment System (BBPS), as part of its API suit, offers an API, called Biller MDM API, to retrieve the
configuration details of the billers. With the launch of new features mentioned above, we have added new optional
tags to the Biller MDM Request and Response APIs, which would help identify the billers that are enabled for UPMS
& Clickpay. For B2B Category, the biller MDM API would provide additional details specific to B2B billers and
optional tags have been introduced for same. The purpose of this circular is to share the details of the new tags
added to biller MDM API Request & Response.

API Details
These changes have been implemented for both version 1.0 and version 2.0 of Biller MDM APIs
URL: POST /BillerFetchRequest/1.0/urn: referenceId:{referenceId}
URL: POST /BillerFetchRequest/2.0/urn: referenceId:{referenceId}

Specifications:
Biller MDM Request API tags:
(i)
<SearchByFeature>  This is to filter and return data for only those billers that support the features
listed. Initiator can send multiple commas separated values too. This is an Optional Tag.
Currently, this supports the values: “Clickpay”, “Upms”
Note:
a) A combination of any of the optional tags <SearchMyBiller>, <Search>, <SearchByTime> or <SearchByFeature>
can be used to as per required filters to get customised results in Biller MDM API version 1.0
b) Optional tags <SearchMyBiller>, <Search>, <SearchByTime> or <SearchByFeature> can also be used with
pagination in order to get customized results in Biller MDM API version 2.0

NPCI Bharat BillPay Limited

Biller MDM Response API tags:
(i)
(ii)
(iii)
(iv)

<upmsEnabled>  This flag indicates whether the biller is enabled for UPMS. All records for UPMS
enabled billers will mandatorily have this flag, for other biller records, it is an Optional Tag.
<upmsbillerParams>  This is an optional tag to pass biller specific parameters required at time of
registration.
<clickpayEnabled>  This flag indicates whether the biller is enabled for Clickpay. All records for
Clickpay enabled billers will mandatorily have this flag, for other biller records, it is an Optional Tag.
<clickpayValue>  This indicates the clickpay link that biller is enabled for. Default value is ‘L3PL’.
This is an Optional tag.

Note:
a. The tags enlisted above will be passed in Biller MDM Response for billers enabled on UPMS and/or Clickpay
respectively, irrespective whether initiating entity has used the <SearchByFeature> filter in Biller MDM
Request or not.
b. The tags enlisted above will be passed in Biller MDM Response for all billers. Where the billers are not
enabled for the feature, the tag will be passed with value ‘False’.
(v)

(vi)

<billerSubCategoryName>  For B2B Category Billers, this will indicate the sub category of the
respective biller. All records for B2B billers will mandatorily have this flag, for other biller records, it
is an Optional Tag.
<billerResponseType>  This is an existing tag with a new accepted value ‘List’ for all B2B Category
billers. This indicates that the Bill Fetch Response will contain multiple <BillerResponse> blocks
containing details of multiple invoices to be paid.

Other Configuration Changes:
(vii)

<billerAcceptsAdhoc>  If this flag is ‘True’ then <paymentAmountExactness> tag will be blank (tag
will be passed with no value). If the flag is ‘False’ then <paymentAmountExactness> tag will be
passed with respective value – ‘EXACT’, ‘EXACT_UP’, ‘EXACT_DOWN’.

NPCI Bharat BillPay Limited

API Specifications
XML Schema Definition
XSD for Biller MDM Fetch Request
<?xml version="1.0" encoding="UTF-8"?>
<xs:schema xmlns:xs="http://www.w3.org/2001/XMLSchema" xmlns:bbps="http://bbps.org/schema"
targetNamespace="http://bbps.org/schema" elementFormDefault="unqualified"
attributeFormDefault="unqualified">
<xs:include schemaLocation="BBPS-Common.xsd" />
<xs:element name="BillerFetchRequest" type="bbps:BillerFetchRequestType">
<xs:annotation>
<xs:documentation>BBPS Biller Fetch Request</xs:documentation>
</xs:annotation>
</xs:element>
<xs:complexType name="BillerFetchRequestType">
<xs:sequence>
<xs:element type="bbps:headType" name="Head" minOccurs="1" maxOccurs="1" />
<xs:element type="bbps:searchMyBiller" name="SearchMyBiller" minOccurs="0" maxOccurs="1" />
<xs:element type="bbps:searchType" name="Search" minOccurs="0" maxOccurs="1" />
<xs:element type="bbps:searchByTime" name="SearchByTime" minOccurs="0" maxOccurs="1" />
<xs:element type="bbps:searchByFeature" name="SearchByFeature" minOccurs="0" maxOccurs="1"/>
<!—Version 2.0 Biller MDM with Pagination -->
<xs:element type="bbps:paging" name="Paging" minOccurs="0" maxOccurs="1" />
<xs:element type="xs:string" name="afterbillerid" minOccurs="0" maxOccurs="1" />
<xs:element type="xs:string" name="beforebillerid" minOccurs="0" maxOccurs="1" />
<xs:element type="xs:integer" name="limit" minOccurs="0" maxOccurs="1" />
<!—Version 2.0 Biller MDM with Pagination -->
</xs:sequence>
</xs:complexType>
<xs:complexType name="searchType">
<xs:sequence>
<xs:element type="xs:string" name="billerId" minOccurs="0" maxOccurs="unbounded" />
<xs:element type="xs:string" name="billerName" minOccurs="0" maxOccurs="unbounded" />
<xs:element type="xs:string" name="billerCategoryName" minOccurs="0" maxOccurs="unbounded" />
<xs:element type="xs:string" name="paymentMode" minOccurs="0" maxOccurs="unbounded" />
<xs:element type="xs:string" name="paymentChannel" minOccurs="0" maxOccurs="unbounded" />
</xs:sequence>
</xs:complexType>
<xs:complexType name="searchByTime">
<xs:sequence>
<xs:element type="xs:string" name="time" minOccurs="0" maxOccurs="1" />
</xs:sequence>
</xs:complexType>
<xs:complexType name="searchMyBiller">
<xs:attribute type="bbps:myBiller" name="mybiller" />
</xs:complexType>
<xs:simpleType name="myBiller">
<xs:restriction base="xs:string">
<xs:enumeration value="Yes" />
<xs:enumeration value="No" />
</xs:restriction>
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</xs:simpleType>
<!—Version 2.0 Biller MDM with Pagination -->
<xs:complexType name="paging">
<xs:sequence>
<xs:element type="xs:string" name="afterbillerid" minOccurs="0" maxOccurs="1" />
<xs:element type="xs:string" name="beforebillerid" minOccurs="0" maxOccurs="1" />
<xs:element type="xs:integer" name="limit" minOccurs="0" maxOccurs="1" />
</xs:sequence>
<xs:attribute type="xs:string" name="id" use="required" />
</xs:complexType>
<xs:simpleType name="searchByFeature">
<xs:restriction base="xs:string">
<xs:enumeration value="Upms" />
<xs:enumeration value="Clickpay" />
<xs:enumeration value="Upms,Clickpay" />
<xs:enumeration value="Clickpay,Upms" />
</xs:restriction>
</xs:simpleType>
</xs:schema>

XSD for Biller MDM Fetch Response
<?xml version="1.0" encoding="UTF-8"?>
<xs:schema xmlns:xs="http://www.w3.org/2001/XMLSchema" xmlns:bbps="http://bbps.org/schema"
targetNamespace="http://bbps.org/schema" elementFormDefault="unqualified"
attributeFormDefault="unqualified">
<xs:include schemaLocation="BBPS-Common.xsd" />
<xs:element name="BillerFetchResponse" type="bbps:BillerFetchResponseType">
<xs:annotation>
<xs:documentation>BBPS Biller Fetch Response</xs:documentation>
</xs:annotation>
</xs:element>
<xs:complexType name="BillerFetchResponseType">
<xs:sequence>
<xs:element type="bbps:headType" name="Head" minOccurs="1" maxOccurs="1" />
<xs:element type="bbps:Biller" name="biller" minOccurs="0" maxOccurs="unbounded" />
<xs:element type="bbps:SearchResult" name="searchResult" minOccurs="0" maxOccurs="1" />
</xs:sequence>
</xs:complexType>
<xs:complexType name="Biller">
<xs:sequence>
<xs:element type="xs:string" name="billerId" minOccurs="1" maxOccurs="1" />
<xs:element type="xs:string" name="billerName" minOccurs="1" maxOccurs="1" />
<xs:element type="xs:string" name="billerAliasName" minOccurs="1" maxOccurs="1" />
NPCI Bharat BillPay Limited

<xs:element type="xs:string" name="billerCategoryName" minOccurs="1" maxOccurs="1" />
<xs:element type="xs:string" name="billerSubCategoryName" minOccurs="0" maxOccurs="1" />
<xs:element type="xs:string" name="billerMode" minOccurs="1" maxOccurs="1" />
<xs:element type="xs:string" name="billerResponseType" minOccurs="1" maxOccurs="1" />
<xs:element type="xs:boolean" name="billerAcceptsAdhoc" minOccurs="1" maxOccurs="1" />
<xs:element type="xs:boolean" name="parentBiller" minOccurs="1" maxOccurs="1" />
<xs:element type="xs:string" name="parentBillerId" minOccurs="1" maxOccurs="1" />
<xs:element name="billerOwnerShp" type="xs:string" minOccurs="1" maxOccurs="1" />
<xs:element name="billerCoverage" type="xs:string" minOccurs="1" maxOccurs="1" />
<xs:element type="bbps:FetchRequirement" name="fetchRequirement" minOccurs="1"
maxOccurs="1" />
<xs:element name="paymentAmountExactness" type="xs:string" minOccurs="0" maxOccurs="1" />
<xs:element name="supportBillValidation" type="xs:string" minOccurs="0" maxOccurs="1" />
<xs:element name="billerEffctvFrom" type="xs:string" minOccurs="1" maxOccurs="1" />
<xs:element name="billerEffctvTo" type="xs:string" minOccurs="1" maxOccurs="1" />
<xs:element name="billerTempDeactivationStart" type="xs:string" minOccurs="0" maxOccurs="1" />
<xs:element name="billerTempDeactivationEnd" type="xs:string" minOccurs="0" maxOccurs="1" />
<xs:element type="bbps:PaymentModeLimit" name="billerPaymentModes" minOccurs="1"
maxOccurs="unbounded" />
<xs:element type="bbps:PaymentChannelLimit" name="billerPaymentChannels" minOccurs="1"
maxOccurs="unbounded" />
<xs:element type="bbps:ParamConfig" name="billerCustomerParams" minOccurs="1"
maxOccurs="unbounded" />
<xs:element type="bbps:CustomerParamGroups" name="customerParamGroups" minOccurs="0"
maxOccurs="1" />
<xs:element type="bbps:BillerResponseParams" name="billerResponseParams" minOccurs="1"
maxOccurs="1" />
<xs:element type="bbps:BillerPlanResponseParams" name="billerPlanResponseParams"
minOccurs="1" maxOccurs="1" />
<xs:element type="bbps:ParamConfig" name="billerAdditionalInfo" minOccurs="1"
maxOccurs="unbounded" />
<xs:element type="bbps:ParamConfig" name="billerAdditionalInfoPayment" minOccurs="1"
maxOccurs="unbounded" />
<xs:element type="bbps:InterchangeFeeConf" name="interchangeFeeConf" minOccurs="1"
maxOccurs="unbounded" />
<xs:element type="bbps:InterchangeFee" name="interchangeFee" minOccurs="1"
maxOccurs="unbounded" />
<xs:element type="xs:string" name="Status" minOccurs="0" maxOccurs="1" />
<xs:element type="xs:string" name="billerDescription" minOccurs="0" maxOccurs="1" />
<xs:element type="xs:string" name="supportDeemed" minOccurs="0" maxOccurs="1" />
<xs:element type="xs:string" name="supportPendingStatus" minOccurs="0" maxOccurs="1" />
<xs:element type="xs:string" name="billerTimeOut" minOccurs="0" maxOccurs="1" />
NPCI Bharat BillPay Limited

<xs:element type="bbps:PlanMDMRequirement" name="planMdmRequirement" minOccurs="0"
maxOccurs="1" />
<xs:element type="bbps:ParamConfig" name="planAdditionalInfo" minOccurs="0"
maxOccurs="unbounded" />
<xs:element type="xs:boolean" name="upmsEnabled" minOccurs="0" maxOccurs="1" />
<xs:element type="bbps:ParamConfig" name="upmsbillerParams" minOccurs="0"
maxOccurs="unbounded" />
<xs:element type="xs:boolean" name="clickpayEnabled" minOccurs="0" maxOccurs="1" />
<xs:element type="xs:string" name="clickpayValue" minOccurs="0" maxOccurs="1" />
</xs:sequence>
</xs:complexType>
<xs:complexType name="PaymentModeLimit">
<xs:sequence>
<xs:element type="xs:string" name="paymentMode" minOccurs="1" maxOccurs="1" />
<xs:element type="xs:long" name="maxLimit" minOccurs="0" maxOccurs="1" />
<xs:element type="xs:long" name="minLimit" minOccurs="0" maxOccurs="1" />
<xs:element type="xs:string" name="supportPendingStatus" minOccurs="0" maxOccurs="1" />
</xs:sequence>
</xs:complexType>
<xs:complexType name="PaymentChannelLimit">
<xs:sequence>
<xs:element type="xs:string" name="paymentChannel" minOccurs="1" maxOccurs="1" />
<xs:element type="xs:long" name="maxLimit" minOccurs="0" maxOccurs="1" />
<xs:element type="xs:long" name="minLimit" minOccurs="0" maxOccurs="1" />
<xs:element type="xs:string" name="supportPendingStatus" minOccurs="0" maxOccurs="1" />
</xs:sequence>
</xs:complexType>
<xs:complexType name="ParamConfig">
<xs:sequence>
<xs:element type="xs:string" name="paramName" />
<xs:element type="bbps:DataType" name="dataType" />
<xs:element type="xs:boolean" name="optional" />
<xs:element type="xs:int" name="minLength" minOccurs="0" maxOccurs="1" />
<xs:element type="xs:int" name="maxLength" minOccurs="0" maxOccurs="1" />
<xs:element type="xs:string" name="regex" minOccurs="0" maxOccurs="1" />
<xs:element type="xs:string" name="values" minOccurs="0" maxOccurs="1" />
<xs:element type="xs:boolean" name="visibility" minOccurs="0" maxOccurs="1" />
<xs:element type="xs:boolean" name="unique" minOccurs="0" maxOccurs="1" />
</xs:sequence>
</xs:complexType>
<xs:simpleType name="DataType">
<xs:restriction base="xs:string">
NPCI Bharat BillPay Limited

<xs:enumeration value="NUMERIC" />
<xs:enumeration value="ALPHANUMERIC" />
</xs:restriction>
</xs:simpleType>
<xs:complexType name="BillerResponseParams">
<xs:sequence>
<xs:element type="bbps:ParamConfig" name="params" minOccurs="1" maxOccurs="unbounded" />
<xs:element type="bbps:AmountOption" name="amountOptions" minOccurs="1"
maxOccurs="unbounded" />
</xs:sequence>
</xs:complexType>
<xs:complexType name="BillerPlanResponseParams">
<xs:sequence>
<xs:element type="bbps:ParamConfig" name="params" minOccurs="1" maxOccurs="unbounded" />
<xs:element type="bbps:AmountOption" name="amountOptions" minOccurs="1"
maxOccurs="unbounded" />
</xs:sequence>
</xs:complexType>
<xs:complexType name="CustomerParamGroups">
<xs:sequence>
<xs:element type="bbps:Group" name="group" minOccurs="1" maxOccurs="unbounded" />
</xs:sequence>
</xs:complexType>
<xs:complexType name="Group">
<xs:sequence>
<xs:element type="xs:string" name="param" minOccurs="1" maxOccurs="unbounded" />
<xs:element type="bbps:Group" name="group" minOccurs="0" maxOccurs="unbounded" />
</xs:sequence>
<xs:attribute type="xs:string" name="name" use="required" />
<xs:attribute type="xs:string" name="input" use="optional" />
</xs:complexType>
<xs:complexType name="AmountOption">
<xs:sequence>
<xs:element type="xs:string" name="amountBreakupSet" minOccurs="1" maxOccurs="unbounded" />
</xs:sequence>
</xs:complexType>
<xs:complexType name="InterchangeFeeConf">
<xs:sequence>
<xs:element name="mti" type="xs:string" minOccurs="1" maxOccurs="1" />
<xs:element name="paymentMode" type="xs:string" minOccurs="1" maxOccurs="1" />
<xs:element name="paymentChannel" type="xs:string" minOccurs="1" maxOccurs="1" />
<xs:element name="responseCode" type="xs:string" minOccurs="1" maxOccurs="1" />
NPCI Bharat BillPay Limited

<xs:element name="fees" type="xs:string" minOccurs="1" maxOccurs="unbounded" />
<xs:element name="defaultFee" type="xs:boolean" />
<xs:element name="effctvFrom" type="xs:string" minOccurs="0" />
<xs:element name="effctvTo" type="xs:string" minOccurs="0" />
</xs:sequence>
</xs:complexType>
<xs:complexType name="InterchangeFee">
<xs:sequence>
<xs:element name="feeCode" type="xs:string" minOccurs="1" maxOccurs="1" />
<xs:element name="feeDesc" type="xs:string" minOccurs="1" maxOccurs="1" />
<xs:element name="feeDirection" type="bbps:InterchangeFeeDirection" minOccurs="1"
maxOccurs="1" />
<xs:element name="interchangeFeeDetails" type="bbps:InterchangeFeeDetailsType" minOccurs="1"
maxOccurs="unbounded" />
</xs:sequence>
</xs:complexType>
<xs:complexType name="InterchangeFeeDetailsType">
<xs:sequence>
<xs:element name="tranAmtRangeMax" type="xs:long" />
<xs:element name="tranAmtRangeMin" type="xs:long" />
<xs:element name="percentFee" type="xs:decimal" minOccurs="1" maxOccurs="1" />
<xs:element name="flatFee" type="xs:decimal" minOccurs="1" maxOccurs="1" />
<xs:element name="effctvFrom" type="xs:string" minOccurs="1" maxOccurs="1" />
<xs:element name="effctvTo" type="xs:string" minOccurs="1" maxOccurs="1" />
</xs:sequence>
</xs:complexType>
<xs:complexType name="SearchResult">
<xs:sequence>
<xs:element type="xs:string" name="result" minOccurs="1" maxOccurs="1" />
</xs:sequence>
</xs:complexType>
<xs:simpleType name="InterchangeFeeDirection">
<xs:restriction base="xs:string">
<xs:enumeration value="B2C" />
<xs:enumeration value="C2B" />
</xs:restriction>
</xs:simpleType>
<xs:simpleType name="FetchRequirement">
<xs:restriction base="xs:string">
<xs:enumeration value="MANDATORY" />
<xs:enumeration value="OPTIONAL" />
<xs:enumeration value="NOT_SUPPORTED" />
NPCI Bharat BillPay Limited

</xs:restriction>
</xs:simpleType>
<xs:simpleType name="PlanMDMRequirement">
<xs:restriction base="xs:string">
<xs:enumeration value="MANDATORY" />
<xs:enumeration value="OPTIONAL" />
<xs:enumeration value="CONDITIONAL" />
<xs:enumeration value="NOT_SUPPORTED" />
</xs:restriction>
</xs:simpleType>
</xs:schema>

Sample Request / Response:

Biller MDM Fetch Request Sample (v2.0 with Pagination)
<?xml version="1.0" encoding="UTF-8" ?>
<ns2:BillerFetchRequest xmlns:ns2="http://bbps.org/schema">
<Head ver="1.0" ts="2022-07-18T15:13:50+05:30" origInst="AK01"
refId="UNLZFBELKABPUKR1DZHRF1ZUVGM21991513"/>
<SearchByFeature>Upms,Clickpay</SearchByFeature>
<Paging>
<limit>12</limit>
</Paging>
</ns2:BillerFetchRequest>

Biller MDM Fetch Request Sample
<?xml version="1.0" encoding="UTF-8" standalone="yes"?>
<ns2:BillerFetchResponse xmlns:ns2="http://bbps.org/schema">
<Head ver="1.0" ts="2022-11-03T19:09:03+05:30" origInst="BBCU"
refId="KURFOUVIGF0RGEF3HTHU4OHXTJVZBA7ENOW"/>
<biller>
<billerId>DUMM00000NATTY</billerId>
<billerName>dummy</billerName>
<billerAliasName>dummy</billerAliasName>
<billerCategoryName>Broadband Postpaid</billerCategoryName>
<billerMode>OFFLINEA</billerMode>
<billerResponseType>SINGLE</billerResponseType>
<billerAcceptsAdhoc>false</billerAcceptsAdhoc>
<parentBiller>false</parentBiller>
<billerOwnerShp>PSU</billerOwnerShp>
<billerCoverage>IND</billerCoverage>
<fetchRequirement>MANDATORY</fetchRequirement>
<paymentAmountExactness>Exact</paymentAmountExactness>
<supportBillValidation>NOT_SUPPORTED</supportBillValidation>
<billerEffctvFrom>2019-11-08</billerEffctvFrom>
<billerEffctvTo>2019-11-27</billerEffctvTo>
<billerTempDeactivationStart></billerTempDeactivationStart>
<billerTempDeactivationEnd></billerTempDeactivationEnd>
<billerPaymentModes>
<paymentMode>Internet Banking</paymentMode>
<minLimit>1</minLimit>

NPCI Bharat BillPay Limited

</billerPaymentModes>
<billerPaymentModes>
<paymentMode>Debit Card</paymentMode>
<minLimit>1</minLimit>
</billerPaymentModes>
<billerPaymentModes>
<paymentMode>Credit Card</paymentMode>
<minLimit>1</minLimit>
</billerPaymentModes>
<billerPaymentModes>
<paymentMode>Prepaid Card</paymentMode>
<minLimit>1</minLimit>
</billerPaymentModes>
<billerPaymentModes>
<paymentMode>IMPS</paymentMode>
<minLimit>1</minLimit>
</billerPaymentModes>
<billerPaymentModes>
<paymentMode>Cash</paymentMode>
<minLimit>1</minLimit>
</billerPaymentModes>
<billerPaymentModes>
<paymentMode>UPI</paymentMode>
<minLimit>1</minLimit>
</billerPaymentModes>
<billerPaymentModes>
<paymentMode>Wallet</paymentMode>
<minLimit>1</minLimit>
</billerPaymentModes>
<billerPaymentModes>
<paymentMode>NEFT</paymentMode>
<minLimit>1</minLimit>
</billerPaymentModes>
<billerPaymentModes>
<paymentMode>AEPS</paymentMode>
<minLimit>1</minLimit>
</billerPaymentModes>
<billerPaymentModes>
<paymentMode>Account Transfer</paymentMode>
<minLimit>1</minLimit>
</billerPaymentModes>
<billerPaymentModes>
<paymentMode>Bharat QR</paymentMode>
<minLimit>1</minLimit>
</billerPaymentModes>
<billerPaymentModes>
<paymentMode>USSD</paymentMode>
<minLimit>1</minLimit>
</billerPaymentModes>
<billerPaymentChannels>
<paymentChannel>INT</paymentChannel>
<minLimit>1</minLimit>
</billerPaymentChannels>
<billerPaymentChannels>
<paymentChannel>INTB</paymentChannel>
<minLimit>1</minLimit>
</billerPaymentChannels>
<billerPaymentChannels>
<paymentChannel>MOB</paymentChannel>
<minLimit>1</minLimit>
</billerPaymentChannels>
<billerPaymentChannels>
<paymentChannel>MOBB</paymentChannel>

NPCI Bharat BillPay Limited

<minLimit>1</minLimit>
</billerPaymentChannels>
<billerPaymentChannels>
<paymentChannel>POS</paymentChannel>
<minLimit>1</minLimit>
</billerPaymentChannels>
<billerPaymentChannels>
<paymentChannel>MPOS</paymentChannel>
<minLimit>1</minLimit>
</billerPaymentChannels>
<billerPaymentChannels>
<paymentChannel>ATM</paymentChannel>
<minLimit>1</minLimit>
</billerPaymentChannels>
<billerPaymentChannels>
<paymentChannel>BNKBRNCH</paymentChannel>
<minLimit>1</minLimit>
</billerPaymentChannels>
<billerPaymentChannels>
<paymentChannel>KIOSK</paymentChannel>
<minLimit>1</minLimit>
</billerPaymentChannels>
<billerPaymentChannels>
<paymentChannel>AGT</paymentChannel>
<minLimit>1</minLimit>
</billerPaymentChannels>
<billerPaymentChannels>
<paymentChannel>BSC</paymentChannel>
<minLimit>1</minLimit>
</billerPaymentChannels>
<billerCustomerParams>
<paramName>AAA</paramName>
<dataType>NUMERIC</dataType>
<optional>false</optional>
<visibility>true</visibility>
</billerCustomerParams>
<billerCustomerParams>
<paramName>BBB</paramName>
<dataType>NUMERIC</dataType>
<optional>true</optional>
<visibility>true</visibility>
</billerCustomerParams>
<customerParamGroups/>
<billerResponseParams>
<amountOptions>
<amountBreakupSet>BASE_BILL_AMOUNT</amountBreakupSet>
</amountOptions>
</billerResponseParams>
<billerPlanResponseParams/>
<Status>ACTIVE</Status>
<supportDeemed>No</supportDeemed>
<supportPendingStatus>No</supportPendingStatus>
<planMdmRequirement>NOT_SUPPORTED</planMdmRequirement>
<upmsEnabled>true</upmsEnabled>
<upmsbillerParams>
<paramName>Vehicle Registration Number (VRN)</paramName>
<dataType>ALPHANUMERIC</dataType>
<optional>false</optional>
<minLength>5</minLength>
<maxLength>30</maxLength>
<visibility>true</visibility>
</upmsbillerParams>
<clickpayEnabled>true</clickpayEnabled>

NPCI Bharat BillPay Limited

<clickpayValue>L3PL</clickpayValue>
</biller>
<biller>
<billerId>YESB00000NATKL</billerId>
<billerName>dummy</billerName>
<billerAliasName>dummy</billerAliasName>
<billerCategoryName>B2B</billerCategoryName>
<billerSubCategoryName>AGRO</billerSubCategoryName>
<billerMode>ONLINE</billerMode>
<billerResponseType>LIST</billerResponseType>
<billerAcceptsAdhoc>true</billerAcceptsAdhoc>
<parentBiller>false</parentBiller>
<parentBillerId>VODA1P1234</parentBillerId>
<billerOwnerShp>PSU</billerOwnerShp>
<billerCoverage>IND</billerCoverage>
<fetchRequirement>OPTIONAL</fetchRequirement>
<paymentAmountExactness></paymentAmountExactness>
<supportBillValidation>NOT_SUPPORTED</supportBillValidation>
<billerEffctvFrom>2016-07-08</billerEffctvFrom>
<billerEffctvTo>2023-11-30</billerEffctvTo>
<billerTempDeactivationStart></billerTempDeactivationStart>
<billerTempDeactivationEnd></billerTempDeactivationEnd>
<billerPaymentModes>
<paymentMode>IMPS</paymentMode>
<minLimit>1</minLimit>
<supportPendingStatus>Yes</supportPendingStatus>
</billerPaymentModes>
<billerPaymentModes>
<paymentMode>Wallet</paymentMode>
<minLimit>1</minLimit>
<supportPendingStatus>Yes</supportPendingStatus>
</billerPaymentModes>
<billerPaymentModes>
<paymentMode>Credit Card</paymentMode>
<minLimit>1</minLimit>
<supportPendingStatus>Yes</supportPendingStatus>
</billerPaymentModes>
<billerPaymentModes>
<paymentMode>Debit Card</paymentMode>
<minLimit>1</minLimit>
<supportPendingStatus>Yes</supportPendingStatus>
</billerPaymentModes>
<billerPaymentModes>
<paymentMode>Cash</paymentMode>
<minLimit>1</minLimit>
<supportPendingStatus>Yes</supportPendingStatus>
</billerPaymentModes>
<billerPaymentModes>
<paymentMode>Prepaid Card</paymentMode>
<minLimit>1</minLimit>
<supportPendingStatus>Yes</supportPendingStatus>
</billerPaymentModes>
<billerPaymentModes>
<paymentMode>Internet Banking</paymentMode>
<minLimit>1</minLimit>
<supportPendingStatus>Yes</supportPendingStatus>
</billerPaymentModes>
<billerPaymentModes>
<paymentMode>NEFT</paymentMode>
<minLimit>1</minLimit>
<supportPendingStatus>Yes</supportPendingStatus>
</billerPaymentModes>
<billerPaymentModes>

NPCI Bharat BillPay Limited

<paymentMode>UPI</paymentMode>
<minLimit>1</minLimit>
<supportPendingStatus>Yes</supportPendingStatus>
</billerPaymentModes>
<billerPaymentChannels>
<paymentChannel>MOB</paymentChannel>
<minLimit>1</minLimit>
<supportPendingStatus>Yes</supportPendingStatus>
</billerPaymentChannels>
<billerPaymentChannels>
<paymentChannel>MPOS</paymentChannel>
<minLimit>1</minLimit>
<supportPendingStatus>Yes</supportPendingStatus>
</billerPaymentChannels>
<billerPaymentChannels>
<paymentChannel>INT</paymentChannel>
<minLimit>1</minLimit>
<supportPendingStatus>Yes</supportPendingStatus>
</billerPaymentChannels>
<billerPaymentChannels>
<paymentChannel>POS</paymentChannel>
<minLimit>1</minLimit>
<supportPendingStatus>Yes</supportPendingStatus>
</billerPaymentChannels>
<billerPaymentChannels>
<paymentChannel>BNKBRNCH</paymentChannel>
<minLimit>1</minLimit>
<supportPendingStatus>Yes</supportPendingStatus>
</billerPaymentChannels>
<billerPaymentChannels>
<paymentChannel>KIOSK</paymentChannel>
<minLimit>1</minLimit>
<supportPendingStatus>Yes</supportPendingStatus>
</billerPaymentChannels>
<billerPaymentChannels>
<paymentChannel>ATM</paymentChannel>
<minLimit>1</minLimit>
<supportPendingStatus>Yes</supportPendingStatus>
</billerPaymentChannels>
<billerPaymentChannels>
<paymentChannel>INTB</paymentChannel>
<minLimit>1</minLimit>
<supportPendingStatus>Yes</supportPendingStatus>
</billerPaymentChannels>
<billerCustomerParams>
<paramName>Customer Reference Number</paramName>
<dataType>NUMERIC</dataType>
<optional>false</optional>
<visibility>true</visibility>
</billerCustomerParams>
<billerCustomerParams>
<paramName>Customer Account Number</paramName>
<dataType>NUMERIC</dataType>
<optional>true</optional>
<visibility>true</visibility>
</billerCustomerParams>
<customerParamGroups/>
<billerResponseParams>
<amountOptions>
<amountBreakupSet>BASE_BILL_AMOUNT</amountBreakupSet>
</amountOptions>
<amountOptions>
<amountBreakupSet>Late Payment Fee</amountBreakupSet>

NPCI Bharat BillPay Limited

</amountOptions>
<amountOptions>
<amountBreakupSet>Fixed Charges</amountBreakupSet>
</amountOptions>
<amountOptions>
<amountBreakupSet>Additional Charges</amountBreakupSet>
</amountOptions>
<amountOptions>
<amountBreakupSet>Adjustments</amountBreakupSet>
</amountOptions>
<amountOptions>
<amountBreakupSet>Late Payment Fee</amountBreakupSet>
<amountBreakupSet>BASE_BILL_AMOUNT</amountBreakupSet>
</amountOptions>
<amountOptions>
<amountBreakupSet>BASE_BILL_AMOUNT</amountBreakupSet>
<amountBreakupSet>Fixed Charges</amountBreakupSet>
</amountOptions>
<amountOptions>
<amountBreakupSet>Additional Charges</amountBreakupSet>
<amountBreakupSet>BASE_BILL_AMOUNT</amountBreakupSet>
</amountOptions>
<amountOptions>
<amountBreakupSet>BASE_BILL_AMOUNT</amountBreakupSet>
<amountBreakupSet>Adjustments</amountBreakupSet>
</amountOptions>
<amountOptions>
<amountBreakupSet>Late Payment Fee</amountBreakupSet>
<amountBreakupSet>BASE_BILL_AMOUNT</amountBreakupSet>
<amountBreakupSet>Fixed Charges</amountBreakupSet>
</amountOptions>
</billerResponseParams>
<billerPlanResponseParams/>
<Status>ACTIVE</Status>
<supportDeemed>No</supportDeemed>
<supportPendingStatus>Yes</supportPendingStatus>
<billerTimeOut>100</billerTimeOut>
<planMdmRequirement>NOT_SUPPORTED</planMdmRequirement>
<upmsEnabled>true</upmsEnabled>
<clickpayEnabled>true</clickpayEnabled>
<clickpayValue>L3PL</clickpayValue>
</biller>
</ns2:BillerFetchResponse>

NPCI Bharat BillPay Limited